The interesting thing is that we so often read that lottery winners go on to be miserable and are often broke a few years later. I tell myself this to convince myself that getting rich wouldn't be a good thing anyway, and my modest lifestyle is better. LOL

However, the reality is more likely that someone like your daughter who accumulated her nest egg through consistent, deliberate actions will always appreciate the value of money ... while the winner of the windfall may never master the discipline not to squander their winnings.